Prestamos CDFI is offering Rural Entrepreneurs the opportunity to grow their business with accessible business loans.
At Prestamos CDFI, we believe every entrepreneur deserves the opportunity to grow their business—no matter where they live. That’s why we’re bringing small business loans to you.
Our goal is to help rural businesses access the capital and resources they need to thrive. Whether you’re expanding your operations, in need of working capital, or looking to invest inventory, machinery or fixtures, we’re here to help you grow.
Why borrow with Prestamos CDFI?
- Trusted and accessible capital
- We say yes when others say no
- We understand your community and your needs!
Built for Rural Entrepreneurs Like You
We understand the challenges rural business owners face—limited access to banks, fewer resources, and the need to stretch every dollar. Our team is here to help you navigate the process, provide the tools you need, and ensure your business has the financial foundation to succeed.
This is more than a loan. It’s a partnership built on trust, community, and the belief that your success strengthens us all.
Special rates and incentives for entrepreneurs in the following counties!
- Texas: Fayette, Hamilton, Houston, Kerr, Trinity
- New Mexico: Bernalillo, Los Alamos, Santa Fe
Eligibility Requirements
Loan Size
• $10,000 up to $150,000
Years in Business
• Start-up Business allowed
Loan Terms
• Up to 5 years
Amortization
• Up to 25 years
Interest Rate
• Fixed
• Rates as low as 8.5%
Collateral
• Security interest in business assets
• Equipment
• Real Estate
• Vehicles
• Other Personal Property
Minimum Injection
• 10 to 20 percent
Loan Fees
• Credit Report Fee
• Application Fee
• Third-Party Fees (i.e. Appraisal, Title, Legal, Filing, etc.)
• Origination Fee
Guarantee
• Unlimited personal guaranty of principal owners of 20% or more ownership
• Unlimited guaranty of an affiliate business
Eligible Uses
• Working capital
• Inventory or supplies
• Furniture or fixtures
• Machinery or equipment
• Real estate
Not Eligible Uses
• Delinquent taxes
• Down payments
Community Impact Requirements
• Create or retain Jobs
Terms & Conditions
• No Pre-Payment Fee
• Collateral required
*Information subject to change without notice



